Ansari, Fariya Akbar, et al. “An Integrated Total Interpretive Structural Modeling and MICMAC Model for Uncovering the Determinants of Non-Performing Assets in the Indian Banking Industry”. Indian Journal of Finance, vol. 19, no. 10, Oct. 2025, pp. 53-71, doi:10.17010/ijf/2025/v19i10/174469.