With Indian banks grappling with asset quality issues leading to capital-constrained low credit growth, there remains a large gap between credit demand and supply for 'retail' individual borrowers and small businesses under the MSE sector. Alternate financing channels identified this …

This research paper sought to examine the level and extent of cost efficiency and its correlates pertaining to 51 sample banks operating in India during the post-reform period (1995-2016). Results pointed toward the existence of significant variations across banks in …

The objective of this paper was to assess and analyze 20 financial ratios pertaining to profitability, operating efficiency, leverage, and liquidity of selected PSUs that had undergone disinvestment. The approach of disinvestment was welcomed in 1990s as a wholesome solution …

Although India has achieved remarkable success in financial systems, but few segments of the Indian population, mostly poor and rural people, could not get benefit from this success due to various constraints. Financial institutions are not accessible by such a …